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with suitable immediate deposits and decide-in** Opt-in necessary. Account need to have Original qualified immediate deposits, must be in great standing and have an activated chip-enabled debit card to choose-in. Ongoing qualified direct deposits and other conditions implement to maintain eligibility for overdraft defense. Only debit card click here acquire transactions are qualified for overdraft safety and overdrafts are paid at our discretion. We reserve the appropriate to not pay overdrafts.